TreviPay vs SaaS O2C Platform
| Category | TreviPay | SaaS O2C |
|---|---|---|
| Core Offering | Tech and services plus funding in a managed solution | Software-only; you run the process |
| Funding & Credit | Provides trade credit & financing with credit lines up to $20M+ | No financing; you must self-fund or use third-party credit |
| Credit Management | Fast decisions; TreviPay handles reviews & adjustments | AI suggests limits; your team still manages approvals |
| Risk Management | TreviPay guarantees payment; no non-payment risk | You need third-party support to manage payment risk and/or credit insurance. |
| Execution Risk | TreviPay runs the process | Your team trains, monitors & chases payments |
| Guaranteed Payment Timing (DSO) | You get paid on your chosen day | Payment timing is estimated, not guaranteed |
| Collections | TreviPay handles collections end-to-end | Email automation only; your team chases payments |
| Embedded Checkout | Net terms embedded at checkout | No embedded net terms at checkout |
| Scalability | Easy scaling with no upstart costs | Requires modules, staff & partners to scale |
| Speed of Implementation | Rapid Integration with Universal Acceptance Solutions | Up to 52 weeks to implement |
| Transparent Costs | Simple transaction fee | Costs spread across teams, vendors, bad debt write-offs, etc. |
100% AOV Increase
Clients can double their Average Order Value by offering flexible B2B payment terms that encourage larger purchases.
90% Reduction in Invoice Errors
TreviPay’s automated invoicing nearly eliminates errors caused by outdated manual processes.
98% Reduction in DSO
TreviPay reduces Days Sales Outstanding by 98%, delivering guaranteed settlement in just 1–2 days.
TreviPay is Fully Managed B2B Payments & A/R
- Embedded Financing with Guaranteed Payments
We don’t just help you manage credit risk; we take it off your books. TreviPay provides net terms to your buyers and pays you upfront, reducing DSO and freeing up working capital. - Managed Services + Technology
TreviPay offers more than software. Our solution combines enterprise-grade accounts receivable automation with global invoicing, collections and support as a service—so your team can stay focused on driving growth. - Buyer-Friendly Checkout That Drives Loyalty & AOV
Level up your customer experience with TreviPay’s integrated invoicing, self-serve portals and automated credit approvals. Deliver a customer experience that meets B2C expectations without compromising compliance or control. - Headcount Management
Automate credit management, cash application, and A/R processes with TreviPay’s AI technology to minimize inefficiencies and reduce human error. This enables your team to focus on strategic, high-impact work, allowing for growth without the need to expand headcount.
Why Finance Leaders Are Making the Switch
SaaS platforms excel at automating receivables but even with advanced AI, they still require your team to handle collections, underwriting and buyer management. TreviPay delivers a complete alternative by combining embedded payments, built-in credit and fully managed AR services with enterprise-grade expertise to eliminate friction for both you and your buyers.
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